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Coverage guide

Suspension Coverage

Suspension repairs are common and can be expensive. Here is how auto warranty suspension and steering coverage may work.

Auto warranty and vehicle protection coverage varies by provider, contract, vehicle, mileage, location, and eligibility. Always review the contract before buying. Best Auto Warranty Near Me may receive compensation when users request quotes or purchase coverage through partner links.

May be covered

  • Struts and shock absorbers (varies)
  • Control arms and ball joints
  • Tie rod ends and rack and pinion
  • Power steering pump
  • Wheel bearings and hubs
  • Sway bar links and bushings (varies)

Common exclusions

  • Tires and wheels
  • Brake components
  • Alignment and balancing
  • Normal wear items
  • Pre-existing conditions
  • Damage from potholes or road hazards

Why suspension coverage matters

Suspension and steering repairs can be surprisingly expensive, particularly on trucks, SUVs, and older vehicles. Replacing a rack and pinion steering unit can cost $1,000 to $2,500 or more. Ball joints, struts, and control arms add up quickly when multiple components fail together.

Auto warranty suspension coverage may help with certain covered suspension and steering repairs.

What suspension coverage typically includes

Coverage varies significantly by plan tier. Suspension coverage may include:

  • Control arms, ball joints, and bushings
  • Tie rod ends and inner tie rods
  • Rack and pinion assembly
  • Power steering pump
  • Wheel bearings and hub assemblies
  • Struts and shock absorbers (varies — often excluded on basic plans)
  • Sway bar links and end links (varies)

Many basic plans exclude suspension components entirely. Verify what is included at your plan tier.

What suspension coverage usually excludes

  • Tires and wheels — not mechanical components, universally excluded
  • Brake components — typically covered under separate brake coverage if offered
  • Alignment — maintenance service, not typically covered
  • Damage from road hazards — pothole or curb damage usually excluded
  • Worn bushings as routine maintenance — depends on contract language
  • Pre-existing conditions — damage or wear present before coverage began

Read the fine print before buying

Suspension coverage is often limited to comprehensive or top-tier plans. Basic and mid-tier plans may not include suspension components at all.

Before buying:

  • Confirm whether suspension is included at your chosen plan level
  • Ask whether struts and shocks are covered or excluded
  • Check whether power steering is included separately
  • Understand how “wear and tear” is defined in the contract

Coverage varies by plan and provider

Suspension coverage availability and scope vary widely. Some providers include it only in their highest tier. Compare sample contracts.

Auto warranty and vehicle protection coverage varies by provider, contract, vehicle, mileage, location, and eligibility. Always review the contract before buying.

Related coverage: Electrical Coverage | Roadside Assistance Coverage

Next smart move

Before your transmission chooses violence, compare your options.

Start with the vehicle protection basics. Then decide if a plan deserves a spot in your budget.

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Auto warranty and vehicle protection coverage varies by provider, contract, vehicle, mileage, location, and eligibility. Always review the contract before buying. Best Auto Warranty Near Me may receive compensation when users request quotes or purchase coverage through partner links.